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Hard money loans can be used for both commercial and residential properties. Since private lenders use their own money, they are able to create their own flexible lending terms that will meet the borrower's needs. If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.

Capital Investment

We focus exclusively on Real Estate Owned (REO) and Private Mortgage Note (PMN) capital investment opportunities. These two methods of capital investment have stood the test of time. Our philosophy is to provide capital investments that meet long term goals in a way that considers all objectives and expectations. If you have capital that you desire to invest, click here for more information.


First Capital Rehab Funding has become a valuable resource for Brokers. We will fund your customer’s hard money loans while you retain your broker fees. We offer valuable broker information that can assist you in servicing your clients. Register with F.C.R.F. and start submitting deals immediately.

You Are Important to Us!

FIRST CAPITOL REHAB FUNDING is a Lending Company that specializes in unconventional financing where speed and attention to detail are critical. Let us help you secure the project financing you need. Whether it’s $150,000.00 or $10,000,000.00 Dollars—we can finance your project professionally and quickly.

Our unique lending programs have made FIRST CAPITOL REHAB FUNDING one of the most reliable direct, private lenders in the country. At FIRST CAPITOL REHAB FUNDING we recognize the importance of speed; and that loans must often be structured around each client's unique wants and needs. Our clients have been provided with comprehensive solutions, fast service, and creative programs here in the United States since 1995.



What is Hard Money?

A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as a private mortgage or a private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources (individuals and small lenders rather than large government or Wall Street backed sources). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.


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